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Why Prop 45 WILL Hurt Health Insurance Agents

September 18, 2014 @ 11:30 am - 1:30 pm

Get key information about Proposition 45, slated for November’s ballot. The California Association of Health Underwriters strongly opposes this deceptive measure because it would be bad for health insurance agents and their clients. Proposition 45 claims to regulate health insurance premiums, but in reality:


  • Gives one politician, the Insurance Commissioner, sweeping new power over every aspect of health care coverage, including premiums, benefits, networks and commissions. It could even give the Commissioner control over the treatment options that health insurance covers.
  • Creates a massive new bureaucracy that will cause chaos in the market by delaying product launches, second guessing the Department of Managed Care and interfering with Covered California.
  • Will greatly reduce the number of plans – and potentially the number of carriers – you can bring to your clients and prospects.
  • Creates a new system that pays the measure’s trial lawyer sponsors to file costly lawsuits – ultimately paid for by consumes and insurers.

A broad coalition of businesses, unions, doctors, hospitals, insurers and agents have come together to educate the public about why California can’t afford Proposition 45.  


Learn how to help defeat this job killer. YOU are an important part of this fight.   


For more information about Prop. 45, please visit www.stophighercosts.org  



Handlery Hotel San Diego

950 Hotel Circle North

San Diego 92108


11:30 AM to 12 N

Lunch and Speaker Presentation: 12 N to 1:30 PM

Cost to Attend:

Members or First Time Guests: $20 | Non-Members: $45

(Prices increase $25 after 9/14/14) 


Speaker and Lunch Meeting Sponsorships Available, click here for info. 

Neil R. Crosby
Neil R. Crosby
Director of Sales, Warner Pacific
VP of Public Relations, CAHU
Chair of Media Relations,NAHU

Neil is Director of Sales for Warner Pacific Insurance Services, one of California’s top Health Insurance General Agencies. Neil has been in the industry since 1982, and is a well respected authority and speaker on health care reform and health care legislation issues facing California and America. Neil is also currently serving as the Vice President of Public Affairs, and was a past President of the California Association of Health Underwriters (CAHU), which is the state of California industry organization of professionals in the Employee Benefits industry.


Neil has been working to spread credible information about how the Affordable Care Act (ACA) health care reform law has affected Employers. Neil has been an advocate of presenting to Community Groups and Employers about the realities and the consequences of the new health care reform law. As well as to share ideas of how to achieve meaningful reform, without overburdening the Employers of America.


September 18, 2014
11:30 am - 1:30 pm


Handlery Hotel