Benefit Resource (BRI) provides innovative and dedicated administration of tax-free benefits programs including: Commuter Benefit Plans, Flexible Spending Accounts, Health Reimbursement Accounts and Health Savings Accounts. Additionally, BRI provides COBRA and Direct Billing Administration and Specialty Accounts. The company was founded in 1993 by Tony DiBarnaba and Tom Guiler. It is headquartered in Rochester, New York with additional offices and dedicated support throughout the country.

Since our inception in 1992, our goal has been to use technology to simplify the administration of benefits, reduce costs, and empower consumers. In the beginning, we were known as BeneFlex, one of the first providers of Flexible Benefit Plans.

Covered California for Small Business (CCSB), formerly known as the Small Business Health Options (SHOP) program, allows small businesses throughout California to take advantage of a competitive marketplace, that enables employee choice of coverage and access to the doctors and hospitals they prefer when purchasing insurance for their employees. While offering health insurance to employees is mandatory only for businesses with more than 50 employees, CCSB offers health and dental coverage options for small businesses with 1 to 100 employees. CCSB offers valuable advantages to California small businesses, including:

• Help controlling health care costs and reducing administrative overhead while offering employees a broader choice of health plan coverage options.
• Improve employee satisfaction by allowing employees to choose the health plan and physician network that works best for them.
• Choice of multiple insurance plans and health plans provides employees access to a broader choice of physician networks and hospitals not offered through traditional single-carrier models.
• The convenience of one consolidated monthly bill even while purchasing coverage from multiple carriers.
• Tax credits for qualifying small business to help offset the cost of providing health insurance to employees.
• Provide employees with a choice of EPO, HMO and PPO health plans from Blue Shield of California, Health Net, Kaiser Permanente, Oscar and Sharp

Kaiser Permanente exists to provide high-quality, affordable health care services and to improve the health of our members and the communities we serve.

Founded in 1945, Kaiser Permanente is recognized as one of America’s leading health care providers and nonprofit health plans. We currently serve members in 8 states and the District of Columbia.

Our care model enables our teams to think and work as one, coordinating your care seamlessly, so you don’t have to — and delivering better care when it matters most. Our members have access to care from Kaiser Permanente health care professionals by phone or video 24/7.

Care for members and patients focuses on their total health. Permanente Medical Group physicians, specialists, and teams of caregivers guide all care. Our medical teams are enabled by industry-leading technology and tools for health promotion, disease prevention, care delivery, and chronic disease management.

More than 63,000 people commute the San Diego/Mexico border daily to work in California. These employees power the local economy in hospitality, manufacturing, agriculture, construction, healthcare and other industries. Many of these employees and their families obtain care in Mexico because it is more affordable and/or they prefer to access care in their native language.

Most of our clients offer MediExcel as a low-cost option alongside their U.S. carrier. We offer Health, Dental and Vision plans for large and small companies that are easy to implement.

If you are interested in lowering your benefit costs or providing a plan that is affordable for all of your employees, we may have the solution for your business.

With more than 30 offices located throughout San Diego and southern Riverside counties, you are never far from a Rady Children’s Health Network physician. Rady Children’s Health Network physicians are affiliated with Rady Children’s Hospital-San Diego, recognized as one of the nation’s best children’s hospitals by U.S. News & World Report. The network includes:

It is our mission to improve the health of those we serve with a commitment to excellence in all that we do. Our goal is to offer quality care and programs that set community standards, exceed patients’ expectations and are provided in a caring, convenient, cost-effective and accessible manner.

Sharp HealthCare’s vision is to be the best health system in the universe. Sharp will attain this position by transforming the health care experience through a culture of caring, quality, service, innovation and excellence. Sharp will be recognized by employees, physicians, patients, volunteers and the community as the best place to work, the best place to practice medicine and the best place to receive care. Sharp is known as an excellent community citizen embodying an organization of people working together to do the right thing every day to improve the health and well being of those we serve.

Sharp’s core values are integrity, caring, innovation and excellence.

With a dedicated focus on the broker community, Benefitmall leverages innovative technology backed by our human expertise to provide the very best in broker services nationwide.

Through our network of brokers and carriers, we deliver efficient, secure, digital benefits solutions.

Our ultimate goal is to empower each broker partner to maxmize their full potential and grow their business.

Humana, Inc. is a health care company that offers a wide range of insurance products and health and wellness services that incorporate an integrated approach to lifelong well-being. The company operates its business through the following segments: Retail, Employer Group, and Health and Well-Being Services. The Retail segment consists of Medicare and commercial fully-insured medical and specialty health insurance benefits, including dental, vision, and other supplemental health and financial protection products

For seven decades we have led our industry by offering local market knowledge, technical expertise, and the white glove service our clients depend on.

35 State Presence: With 22 regions across the country, RBG helps brokers service more than $5 Billion of premium in force. Our local market knowledge coupled with our geographic reach allows us to support any kind of group.

Face-to-Face Service: This has been one of our core offerings since Pat Rogers started the business. We are more than just a phone number, or a website. We bring our support to you in-person.

Market Knowledge: Second to none. Ask about our small group market analysis. Our sales consultants and account executives have, on average, 22 years of industry experience, and unrivaled technical expertise.

Renewals: We not only help brokers write new business, we also have a vested interest in working and retaining your renewal business. Knowing a Group well informs our policy recommendations

​​​For more than 35 years, Word & Brown General Agency has helped brokers strengthen and maintain their existing client relationships and prospect for new ones. Our selection of carriers and products continues to be the industry’s most desired. Our product portfolio, innovative sales tools, cutting-edge quoting system, and online enrollment capabilities set you apart from your competitors. We are truly a full service General Agency.